T-Mobile Prepaid runs on the same network as T-Mobile's postpaid service — the "Un-carrier" is currently marketed as America's largest and fastest 5G network, according to Ookla Speedtest data. All three of T-Mobile's core monthly plans come with a 5-year price guarantee on talk, text, and 5G data (taxes, fees, and add-ons excluded), plus a $5/mo discount for enrolling in AutoPay.
Starter Monthly – $40/mo with AutoPay
Unlimited talk and text
15GB of high-speed 5G data, with mobile hotspot included from that same allowance
5-year price guarantee on talk, text, and data
$5/mo AutoPay discount (starts the month after enrolling)
Free Caller ID, Scam ID, and Scam Block
$45 for the first month, then $40/mo with AutoPay
T-Mobile's lowest-priced monthly plan, aimed at light-to-moderate data users who don't need unlimited data but still want 5G speeds and a locked-in price.
Unlimited Monthly – $45/mo with AutoPay
Unlimited talk, text, and 5G data
Unlimited mobile hotspot data at 3G speeds
5-year price guarantee on talk, text, and data
$5/mo AutoPay discount
Video streams in SD; heavy users (over 35GB/mo) may see reduced speeds during network congestion due to prioritization
Free Caller ID, Scam ID, and Scam Block
$50 for the first month, then $45/mo with AutoPay
T-Mobile positions this as its lowest-priced unlimited single-line plan among major carriers — a solid everyday option if you want truly unlimited data without paying for the top tier.
Unlimited Plus Monthly – $60/mo with AutoPay
Unlimited talk, text, and 5G data
5GB of high-speed mobile hotspot data
Unlimited talk and text to the U.S. while roaming in Mexico and Canada
Unlimited texting from the U.S. to 215+ countries and destinations
5-year price guarantee on talk, text, and data
$5/mo AutoPay discount
Video streams in SD; heavy users (over 35GB/mo) may see reduced speeds during congestion
Free Caller ID, Scam ID, and Scam Block
$65 for the first month, then $60/mo with AutoPay
T-Mobile's top prepaid tier, built for people who travel to or communicate with Mexico and Canada regularly, or who just want the largest hotspot allowance of the three plans.
Promo Plans
Unlimited Promo – 2 lines for $75/mo
Unlimited talk, text, and 5G data
3GB of high-speed mobile hotspot data
Unlimited international texting to 215+ countries from the U.S., Mexico, and Canada
Unlimited talk and text to and from the U.S., Mexico, and Canada
T-Mobile Tuesdays
MLB.TV (when available)
Free Scam Block
A multi-line deal for two people who want unlimited data and Mexico and Canada coverage. It costs less per line than a single Unlimited Plus line, though the hotspot allowance is smaller (3GB instead of 5GB).
H3: 10GB – 4 lines for $100/mo
10GB of 5G data per line
Unlimited talk and text
Mobile hotspot included from the same data allowance
T-Mobile Tuesdays
MLB.TV (when available)
Free Scam Block
The lowest per-line price in T-Mobile's prepaid lineup. It suits families or groups of four who use light-to-moderate data and don't need unlimited data or international features.
FAQs for T-Mobile's Prepaid Plans
How can I pay for my T-Mobile prepaid plan?
The easiest, fastest, and most secure way to pay for your T-Mobile prepaid plan is online with Teloa, a prepaid refill service that offers 3% cash back on every payment and $5 off your first month. Teloa accepts debit or credit cards, PayPal, Apple Pay, Cash App, and USDC (via Stripe), providing multiple payment options for convenience.
Which is the best T-Mobile prepaid plan?
It depends on your data needs. Unlimited Plus is the best fit if you travel to or communicate with Mexico and Canada often, or want the biggest hotspot allowance. Unlimited Monthly is the better value for most single-line users who just want unlimited data without extra frills. Starter Monthly works well if 15GB of high-speed data a month is enough for you and you want the lowest price with a locked-in rate.
Is mobile hotspot included?
Yes, on all three plans. Starter Monthly's hotspot draws from its 15GB allowance; Unlimited Monthly includes unlimited hotspot at 3G speeds; Unlimited Plus includes 5GB of high-speed hotspot data.
Why choose T-Mobile Prepaid?
T-Mobile Prepaid runs on the same 5G network as T-Mobile's postpaid plans, with no annual contract or credit check required. All three monthly plans come with a 5-year price guarantee on talk, text, and data, along with free scam-call protection (Scam ID and Scam Block) and Caller ID.