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A Guide to H2O Wireless Plans: Find the Right Fit for You

Learn all about H2O Wireless prepaid plans and their benefits.

Written by Dunia
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H2O Wireless is a prepaid carrier operated by Locus Telecommunications and runs on AT&T’s nationwide 5G network. It currently offers five monthly plans: a budget-friendly 10GB option and four unlimited plans from $30 to $60 per month, including the newly unlimited $30 plan.

Every plan comes with unlimited talk and text in the U.S., international calling to 100+ countries, unlimited texting to any country, a monthly international talk credit, and an international roaming credit you can use in 100+ destinations.

There are no contracts or overage fees, AutoPay saves you 10% per line, and prepaying for 3, 6, or 12 months lowers your monthly price even more. Plan prices don’t include the Federal Universal Service Fund fee, H2O’s Administrative & Regulatory Cost Recovery Fee, or local taxes. Here’s a breakdown of what’s currently available.

H2O 10GB Plan – $20/mo

  • $18/mo with AutoPay; $20/mo without AutoPay

  • Unlimited talk and text in the U.S., plus unlimited texting to any country

  • 10GB of high-speed data, then speeds are reduced until your plan renews

  • 2GB of mobile hotspot data

  • $1.50 International Talk Credit every month

  • $5 International Roaming Credit every month

  • Nationwide 5G on the AT&T network

  • Prepay and save: $18/mo for 3 months, $17/mo for 6 months, or $16/mo for 12 months

*Price does not include the Federal Universal Service Fund fee ($0.17), the H2O Administrative & Regulatory Cost Recovery Fee ($1.50), or local taxes.

H2O’s most affordable plan now includes 10GB of high-speed data (up from 3GB), making it a solid pick for light users who mostly stay on Wi-Fi but still want hotspot access and some international perks. Keep in mind that for just $10/mo more, the $30 plan gives you unlimited data and more than twice the hotspot.

H2O $30 Unlimited Plan – $30/mo

  • $27/mo with AutoPay; $30/mo without AutoPay

  • Unlimited talk and text in the U.S., plus unlimited texting to any country

  • Unlimited data with 30GB of high-speed data, then speeds are reduced until your plan renews

  • 5GB of mobile hotspot data

  • $5 International Talk Credit every month

  • $10 International Roaming Credit every month

  • Nationwide 5G on the AT&T network

  • Prepay and save: $27/mo for 3 months, $25.50/mo for 6 months, or $24/mo for 12 months

*Price does not include the Federal Universal Service Fund fee ($0.24), the H2O Administrative & Regulatory Cost Recovery Fee ($1.75), or local taxes.

This plan is now unlimited, jumping from 10GB to 30GB of high-speed data at the same price. It’s the best value for most people: you get plenty of data for everyday streaming and browsing, 5GB of hotspot, and international credits for under $30 with AutoPay.

H2O $40 Unlimited Plan – $40/mo

  • $36/mo with AutoPay; $40/mo without AutoPay

  • Unlimited talk and text in the U.S., plus unlimited texting to any country

  • Unlimited data with 40GB of high-speed data, then speeds are reduced until your plan renews

  • 10GB of mobile hotspot data

  • $10 International Talk Credit every month

  • $20 International Roaming Credit every month

  • Nationwide 5G on the AT&T network

  • Prepay and save: $36/mo for 3 months, $34/mo for 6 months, or $32/mo for 12 months

*Price does not include the Federal Universal Service Fund fee ($0.32), the H2O Administrative & Regulatory Cost Recovery Fee ($2.00), or local taxes.

A step up from the $30 plan, this one adds 10GB more high-speed data (40GB total), doubles the hotspot to 10GB, and doubles both international credits. It’s a good middle ground if you regularly go past 30GB or tether a laptop for work, but don’t need a 60GB plan.

H2O Unlimited Plan – $50/mo

  • $45/mo with AutoPay; $50/mo without AutoPay

  • Unlimited talk and text in the U.S., plus unlimited texting to any country

  • Unlimited data with 60GB of high-speed data, then speeds are reduced until your plan renews

  • 15GB of mobile hotspot data

  • $20 International Talk Credit every month

  • $30 International Roaming Credit every month

  • Nationwide 5G on the AT&T network

  • Prepay and save: $45/mo for 3 months, $42.50/mo for 6 months, or $40/mo for 12 months

*Price does not include the Federal Universal Service Fund fee ($0.40), the H2O Administrative & Regulatory Cost Recovery Fee ($2.25), or local taxes.

Built for heavy users who stream, game, and stay online all day, this plan offers 60GB of high-speed data and 15GB of hotspot, plus generous international credits for calling and traveling abroad.

H2O Unlimited XL Plan – $60/mo

  • $54/mo with AutoPay; $60/mo without AutoPay

  • Unlimited talk and text in the U.S., plus unlimited texting to any country

  • Unlimited data with 60GB of high-speed data, then speeds are reduced until your plan renews

  • 20GB of mobile hotspot data

  • $30 International Talk Credit every month

  • $40 International Roaming Credit every month

  • Nationwide 5G on the AT&T network

  • Prepay and save: $54/mo for 3 months, $51/mo for 6 months, or $48/mo for 12 months

*Price does not include the Federal Universal Service Fund fee ($0.48), the H2O Administrative & Regulatory Cost Recovery Fee ($2.50), or local taxes.

H2O’s top plan has the same 60GB of high-speed data as the $50 plan but adds the most hotspot (20GB) and the largest international credits. It also currently includes unlimited mobile-to-mobile calling to Pakistan as a limited-time offer exclusive to this plan. Choose it if you lean on hotspot a lot or make frequent international calls.

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FAQs about H2O Wireless Prepaid Plans

How can I pay for my H2O Wireless plan?

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The easiest, fastest, and most secure way to pay for your H2O Wireless plan is online with Teloa, a prepaid refill service that offers 3% cash back on every payment and $5 off your first month. Teloa accepts debit or credit cards, PayPal, Apple Pay, Cash App, and USDC (via Stripe), giving you multiple ways to pay.

You can also pay directly through the H2O Wireless website or app, set up AutoPay to save 10% each month, or visit an authorized H2O retailer to pay in person.

Which H2O Wireless plan is best?

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H2O Wireless’s phone plans offer options for every budget. Heavy users who rely on hotspot or call and travel abroad often will get the most out of the Unlimited XL Plan ($54/mo with AutoPay), with 60GB of high-speed data, 20GB of hotspot, and the largest international credits.

The Unlimited Plan ($45/mo with AutoPay) gives you the same 60GB of high-speed data with 15GB of hotspot for less. The $30 Unlimited Plan ($27/mo with AutoPay) is the best value for most people, with 30GB of high-speed data and 5GB of hotspot, and the $40 Unlimited Plan ($36/mo with AutoPay) adds 10GB more data and doubles the hotspot if you need a bit extra.

Light users who mostly stay on Wi-Fi can save with the 10GB Plan ($18/mo with AutoPay). And if you can pay in advance, H2O’s 3-, 6-, and 12-month plans lower your monthly price even further, starting at just $16/mo.

Why choose H2O Wireless?

H2O Wireless offers nationwide 5G coverage on AT&T’s network with no contracts, no credit checks, and no overage fees. It stands out for its international perks: every plan includes calling to 100+ countries, unlimited texting to any country, a monthly international talk credit, and a roaming credit you can use in 100+ destinations. You can bring your own phone or switch instantly with eSIM, and save with AutoPay or multi-month plans. Not sure about coverage? Check H2O’s coverage map before you switch.

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